Hi, I'm Bortoh.
Your financial assistant. Tell me anything about your money.
Sign up free to start chatting. Bortoh can make mistakes.
Designed for people who manage money across borders, every single day.
Your spreadsheet doesn't know today's exchange rate.
Bortoh does. Automatically. In 9 currencies.
Before
Missing data. Broken formulas. Last updated... February?
After
| Category | Jan | Feb | Mar | Avg |
|---|---|---|---|---|
| Income | ||||
| Salary | $4,200 | $4,200 | $4,200 | $4,200 |
| Total Income | $5,000 | $4,200 | $5,100 | $4,788 |
| Needs | ||||
| Rent | $1,500 | $1,500 | $1,500 | $1,500 |
| Groceries | $420 | $380 | $580β² | $448 |
| Total Income | $2,100 | $2,045 | $2,270 | $2,124 |
| Net Income | +$2,900 | +$2,155 | +$2,830 | +$2,664 |
12 months. Every category. Always current.
I have 5 accounts, 2 currencies, and no single view of it all.
My checking, my savings, my credit card -- scattered across apps.
We got you.
See every account, every currency, one net worth number. Updated daily.
Net Worth
I don't even know how many subscriptions I'm paying for.
That gym membership from 2023? The second streaming service?
We got you.
Bortoh detects every recurring charge and flags what you might not need.
I need to split the bill but I don't want to do the math.
Dinner with 4 friends, everyone ordered different things, service charge included...
We got you.
Just tell Bortoh who had what. Done.
I just bought groceries and I don't want to type it all in.
Open the app, find the category, type the amount, pick the date...
We got you.
Or just snap a photo. Bortoh reads everything and logs it in seconds.
Merchant
Whole Foods
Amount
$67.32
Category
Groceries
Account
Chase Checking
Auto-sync promised accuracy. It delivered chaos.
Netflix filed under 'Groceries.' Phantom duplicates. Three days behind.
Before
WHOLEFDS MKT #10432
NETFLIX.COM
UBER *TRIP 4A2F
SPOTIFY USA
Wrong categories. Phantom duplicates. Three days behind.
After
AI categorizes. You approve. 30 seconds.
Tax season shouldn't feel like an emergency.
Most people scramble in April. Bortoh tracks all year.
Before
Receipts
Scattered in drawers
Deductions
Guessing what counts
Income sources
W-2? 1099? No idea
Quarterly payments
Missed deadlines
Export
Manual spreadsheet
A shoebox of receipts. Missing 1099s. Panic in April.
After
Tax Report 2025
ReadyIncome
$62,400
Deductions
$8,240
Net Income
$54,160
Estimated Payments
Q1
Paid
Q2
Paid
Q3
Pending
Q4
Pending
All checks passed. Ready to export
Deductions flagged. Income classified. Export-ready.
There are three kinds of finance apps.
We built the fourth.
The Spreadsheet
You do everything. Takes forever.
YNAB, Tiller
The Dashboard
Auto-syncs everything. Gets 30% wrong.
Copilot, Monarch
The Detective
Finds problems. Leaves you to fix them.
Rocket Money
The Advisor
You ask. It handles everything. Accurately. In your language. In your currency.
Bortoh
See how Bortoh compares
| Bortoh | YNAB | Copilot | Rocket Money | Monarch | |
|---|---|---|---|---|---|
| AI conversational assistant | Full (60+ tools) | None | None | Support bot only | Limited |
| Multi-currency + auto FX | 9 currencies | Broken | USD only | USD only | Limited |
| Receipt scanning | Yes | No | Yes | No | No |
| Voice input | Yes | No | No | No | No |
| Bank statement import | Yes | No | No | No | Yes |
| Smart budgets | 4 templates | Envelope system | Adaptive | Basic | Category-based |
| Tax-ready reports | Yes | No | No | No | No |
| Financial spreadsheet | Yes | No | No | No | No |
| Free tier | Unlimited accounts | No (34-day trial) | No | Limited (2 categories) | No |
| Price | $12.49/mo (annual) | $9.08/mo (annual) | $7.92/mo (annual) | $6-12/mo | $8.33/mo (annual) |
| Platform | Web (any device) | Web + mobile | Apple only | iOS + Android | Web + mobile |
Pricing
Simple, transparent pricing.
Start free. Upgrade when you're ready. No surprises.
Free
Everything you need to start tracking your finances with AI.
- ~15 AI messages per day
- Unlimited accounts & transactions
- Budgets, goals & net worth
- AI insights & forecasting
- Financial spreadsheet (view only)
Pro
Smarter AI, imports, and insights. Everything to grow your wealth.
- ~300 AI messages per month
- Smarter AI model
- Tax reports & spreadsheet export (CSV/PDF/XLSX)
- ~50 file imports per month
- Everything in Free
- 14-day free trial
Security & Privacy
Your financial data deserves bank-grade protection.
We handle your money data like banks handle your money. Every layer secured, you're always in control.
End-to-End Encryption
256-bit TLS in transit. AES-256 at rest. Your financial data is unreadable to anyone without authorization.
Row-Level Security
Database-enforced isolation ensures every query is scoped to your account. Even our engineers can't access other users' data.
Zero Credential Storage
We never store bank logins or card numbers. Secure third-party providers handle all sensitive credentials. They never touch our servers.
AI That Doesn't Learn From You
Your conversations with Bortoh are not used to train AI models. Your financial data stays in your account, not in a training dataset.
Your Data, Your Rules
Export everything anytime. Delete your account and all data is permanently erased. No dark patterns, no retention tricks.
SOC 2 Infrastructure
Our infrastructure providers are SOC 2 Type II certified. Enterprise-grade security standards protecting your personal data.
Spreadsheets? Got you.
Subscriptions? Got you.
Receipts? Got you.
Taxes? Got you.
Your money has answers.
Start asking. No credit card required.